Accident risk knowledge and statistics of motor insurers

current use and results yielded in Nordic countries. Paper presented at the Organisation for Economic Co-operation and Development OECD Workshop B5 on automobile insurance and traffic safety, Tallinn, Estonia, May 10-12, 1995.
Author(s)
Hantula, L.
Year
Abstract

In Nordic countries the insurance companies have good statistics on compensated accidents. In Finland and in Norway special traffic safety bodies of the insurance industry collect information from these accidents into traffic accident databases. In Sweden, single companies use their accident data in safety work of their own. This paper presents in detail the database and usage of the Finnish Traffic Safety Committee of Insurance Companies (VALT). The file is a disaggregated, hierarchical database, which is also available to cooperative organisations and outside researchers in certain circumstances. The annual report produced by VALT (see ST 961056 STA) includes basic information of accidents and examines topical issues by way of accident trends and other descriptions. By means of the material the outside researchers have studied, for example, traffic accidents by car model, costs and benefits of centre high mounted brake lights, "black spots" on road network and accidents of elderly drivers.

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Publication

Library number
961057 ST [electronic version only]
Source

Helsinki, Traffic Safety Committee of Insurance Companies VALT, 1996, 17 p., 12 ref.

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This publication is one of our other publications, and part of our extensive collection of road safety literature, that also includes the SWOV publications.