In order to determine the relationship between economic behaviour and driving performance, the driving records of 415 persons with good credit ratings were compared with those of 339 persons with poor credit ratings. The results of this comparison showed that persons with a poor credit rating had more accidents and more violations than the general driving population of the same area, whereas persons with a good credit rating had slightly less than the general driving population. Although poor economic behaviour often indicates poor driving behaviour, good credit ratings, because they measure acceptable economic behaviour, are more likely to be associated with average drivers. The types of violations received by drivers with a good credit rating differed from the types of violations received by drivers with a poor credit rating.
Abstract