PAYD to reduce risk exposure.

Author(s)
Fifer, S.
Year
Abstract

Exposure can be defined as the opportunity to have a crash. Literature suggests that driving risk is positively associated with driving exposure (i.e. the more you drive, the more likely it is that you will be involved in an accident). Exposure-based charges are charges that are based on the number and nature of the kilometres driven. Pay-As-You-Drive (PAYD) is a form of exposure based charging from an insurance perspective. This type of variable charging regime provides motorists with a financial incentive to reduce driving levels and/or alter driving behaviour. This paper summarises the different PAYD pilot studies and commercial offerings around the world. The outcomes of these programs and studies are then compared and used as a reference for a future pilot to be conducted by the University of Sydney. This aim of this pilot is to determine the effect on car driver behaviour in Australia as a result of imposing exposure-based charges (PAYD). (a) For the covering entry of this conference, please see IRRD abstract no. E216383.

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Publication

Library number
C 43555 (In: C 43510 CD-ROM) /10 / ITRD E216373
Source

In: CAITR 2007: [proceedings of the] 29th Conference of the Australian Institutes of Transport Research (CAITR), University of South Australia, 5-7 December 2007, 12 p.

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This publication is one of our other publications, and part of our extensive collection of road safety literature, that also includes the SWOV publications.