From 2007 to 2010, the German Insurers Accident Research carried out the project 'Advanced Driver Assistance Systems' (ADAS) on behalf of the GDV Motor Insurance Loss Prevention Commission. The goal of this project was to provide findings regarding the safety potential of selected ADAS. For the first time, it was also aimed to analyse car accidents with (only) material damage. In general it could be shown for all analysed systems that modern ADAS are capable to influence the loss occurrence, respectively the accident occurrence, (accidents involving personal injury and at least € 15,000 total claim value) in a positive way. For accidents involving passenger cars, the analysed (generic) ADAS had a theoretical safety potential that ranges between 2 % (Blind Spot Detection System) and just under 45 % (Collision Mitigation Braking System). The safety potential determined for truck accidents ranged between 2 % (Lane Departure Warning System) and 12 % (Autonomous Braking System). The analyses further revealed a benefit potential between 1 % (Lane Departure Warning System) and 15 % (Autonomous Braking System) for busses and coaches. Passenger car accidents with only material damage (motor vehicle third party liability damage and motor vehicle fully comprehensive coverage) were analysed regarding the benefit potential of a Parking Assistance System and of an Autonomous Braking System. The analyses revealed that an intelligent Parking Assistance System could avoid 31 % of all car damages caused during a parking manoeuvre. Further 22 % of the damage losses could be avoided by an Autonomous Braking System. For the fully comprehensive coverage section of the insurers, the analyses revealed that the two analysed systems reach lower but still considerable benefit potentials. (Author/publisher)
Samenvatting